Swedbank Latvia offers products mainly in the areas of lending, payments and savings; they are a welcoming and inclusive bank for the many households and businesses with leading positions in all these product areas. They are working continuously to improve customer experience in their digital channels. They operate with a view of promoting sustainable welfare for the many households and enterprises. • Through their societal initiatives they educate the public and develop customers to be competent to achieve their financial goals. • They integrate sustainability into all their business processes and decisions. They commit to the role of financial sector in channeling financing to activities that support the transition to a low carbon economy. • They take comprehensive action to prevent money laundering and terrorist financing. • They provide to their employees an inclusive working environment respecting diversity.